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Home » Authors » David J. Dybdahl

Articles by David J. Dybdahl

Dybdahl_FT

Having Trouble Getting Paid For Category 3 Water Jobs? Part II

David dybdahl
David J. Dybdahl
May 28, 2014
No Comments

So how can it be that claims adjusters who insist on hiring IICRC Certified firms are not aware of the risks they assume by not following the IICRC S500 standards and guidelines?


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dybdahl_FT

Having Trouble Getting Paid For Category 3 Water Jobs?

Play the “Risk Management Card”
David dybdahl
David J. Dybdahl
March 5, 2014
One Comment

As I sat at lunch with a restoration contractor, the familiar story unfolded: “I did the Cat 3 water loss according to the IICRC S500 and the adjuster only wants to pay me for a Cat 2 loss.


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Dybdahl_FT

Why Every Restoration Firm Needs Professional Liability Insurance

David dybdahl
David J. Dybdahl
February 1, 2014
No Comments

Most restoration contractors have glaring coverage gaps in their liability insurance resulting from professional exclusions.


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flooded street

Beware! Your Category 3 Water Jobs Are Likely Uninsured

Give this article to your insurance agent and tell them that you work at Category 3 water job sites
David dybdahl
David J. Dybdahl
November 1, 2013
No Comments
Every IICRC-certified water damage restoration contractor knows Category 3 water is classified as Category 3 because it is grossly contaminated with fungi, bacteria or other pollutants.
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man working restoration

A Two-Step Solution to Managing the Risk of Subcontractors

As I look back on 10 years worth of loss records on the restoration firms we insure, more than 90% of the reported claims involve a subcontractor
David dybdahl
David J. Dybdahl
September 3, 2013
No Comments
Hiring subcontractors in the restoration business is a way of life. Very few owners of restoration firms appreciate how risky subcontractors can be or how easily this risk can be reduced.
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roofing tarps restoration sandy

Roofing: A New Opportunity for Professional Restorers?

The demand for self performed roofing is being driven by basically two factors
David dybdahl
David J. Dybdahl
July 8, 2013
No Comments

Looking for a new source of revenue in your restoration business? Consider going into the self-performed roofing business.


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insurance policy form

Bailees Insurance: What Every Restoration Firm Needs to Know

There appears to be a serious need for some help within the restoration community in this line of insurance coverage
David dybdahl
David J. Dybdahl
May 14, 2013
No Comments

We have been answering a lot of questions about bailees insurance lately.


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teamwork employees business

Who’s Got Your Back?

In practice, restoration firm owners have to depend on others to help them manage the risks in their business
David dybdahl
David J. Dybdahl
March 14, 2013
No Comments

A Grand Canyon white water rafting guide will tell you, “You are primarily responsible for your own survival.” And if you own a company, you are the person that must be primarily responsible for the survival of your business.


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house beams iicrc

The IICRC Standards: An Important Risk Management Tool

David dybdahl
David J. Dybdahl
January 28, 2013
No Comments

I cringed when I heard my client say “we are not following the S520” as he was complaining about being mistreated by a claims adjuster on a job.


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insurance woman doing business

Tis’ the Season for Insurance Renewal

David dybdahl
David J. Dybdahl
November 13, 2012
No Comments
More businesses renew their insurance on January 1 than any other day.
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